<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" href="https://hertzherson.com/wp-sitemap.xsl" ?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"><url><loc>https://hertzherson.com/own-foreign-assets-account-for-them-in-your-estate-plan/</loc><lastmod>2025-04-29T16:09:40+00:00</lastmod></url><url><loc>https://hertzherson.com/dont-overlook-digital-assets-in-your-estate-plan/</loc><lastmod>2025-04-29T16:09:58+00:00</lastmod></url><url><loc>https://hertzherson.com/provide-for-multiple-generations-using-a-dynasty-trust/</loc><lastmod>2025-04-29T16:10:41+00:00</lastmod></url><url><loc>https://hertzherson.com/beware-these-five-estate-planning-pitfalls/</loc><lastmod>2025-04-29T16:10:21+00:00</lastmod></url><url><loc>https://hertzherson.com/contributing-to-a-roth-401k-plan-may-help-achieve-estate-planning-goals/</loc><lastmod>2025-04-29T16:11:05+00:00</lastmod></url><url><loc>https://hertzherson.com/consider-the-annual-gift-tax-exclusion-when-helping-to-pay-tuition-bills/</loc><lastmod>2025-04-29T16:00:08+00:00</lastmod></url><url><loc>https://hertzherson.com/is-disability-income-taxable/</loc><lastmod>2025-05-02T18:37:10+00:00</lastmod></url><url><loc>https://hertzherson.com/2025-dirty-dozen-tax-scams/</loc><lastmod>2025-04-29T16:02:50+00:00</lastmod></url><url><loc>https://hertzherson.com/do-you-have-foreign-bank-or-financial-account-assets/</loc><lastmod>2025-05-02T18:28:49+00:00</lastmod></url><url><loc>https://hertzherson.com/are-you-eligible-to-use-able-accounts-to-pay-for-qualified-expenses/</loc><lastmod>2025-05-02T18:27:47+00:00</lastmod></url><url><loc>https://hertzherson.com/business-owners-be-aware-of-identity-theft/</loc><lastmod>2025-05-02T18:23:07+00:00</lastmod></url><url><loc>https://hertzherson.com/exceptions-for-income-tax-on-ira-distributions/</loc><lastmod>2025-05-02T18:17:47+00:00</lastmod></url><url><loc>https://hertzherson.com/undoing-an-irrevocable-life-insurance-trust-is-possible/</loc><lastmod>2025-04-29T16:11:25+00:00</lastmod></url><url><loc>https://hertzherson.com/taking-the-mystery-out-of-the-probate-process/</loc><lastmod>2025-05-02T18:40:42+00:00</lastmod></url><url><loc>https://hertzherson.com/charitably-inclined-pair-a-donor-advised-fund-with-your-estate-plan/</loc><lastmod>2025-05-02T18:36:11+00:00</lastmod></url><url><loc>https://hertzherson.com/a-revocable-trust-can-be-a-versatile-tool-in-your-estate-plan/</loc><lastmod>2025-05-02T18:35:27+00:00</lastmod></url><url><loc>https://hertzherson.com/do-you-have-the-right-amount-of-life-insurance-coverage/</loc><lastmod>2025-05-02T18:34:43+00:00</lastmod></url><url><loc>https://hertzherson.com/business-owner-a-buy-sell-agreement-should-be-part-of-your-estate-plan/</loc><lastmod>2025-05-02T18:39:59+00:00</lastmod></url><url><loc>https://hertzherson.com/understand-your-spouses-inheritance-rights-before-getting-remarried/</loc><lastmod>2025-05-02T18:38:28+00:00</lastmod></url><url><loc>https://hertzherson.com/members-of-the-sandwich-generation-face-unique-estate-planning-circumstances/</loc><lastmod>2025-05-02T18:25:48+00:00</lastmod></url><url><loc>https://hertzherson.com/consider-donating-publicly-traded-stocks-to-an-irs-approved-charity-2/</loc><lastmod>2025-05-01T18:42:05+00:00</lastmod></url><url><loc>https://hertzherson.com/why-choosing-the-right-trustee-matters/</loc><lastmod>2025-05-02T17:56:57+00:00</lastmod></url><url><loc>https://hertzherson.com/after-a-person-dies-his-or-her-debts-live-on/</loc><lastmod>2025-05-16T15:42:54+00:00</lastmod></url><url><loc>https://hertzherson.com/president-trump-signs-his-one-big-beautiful-bill-act-into-law/</loc><lastmod>2025-07-08T16:24:03+00:00</lastmod></url><url><loc>https://hertzherson.com/the-one-big-beautiful-bill-act-provides-certainty-for-estate-planning/</loc><lastmod>2025-07-14T14:21:40+00:00</lastmod></url><url><loc>https://hertzherson.com/income-taxes-can-negatively-impact-your-estate-plan/</loc><lastmod>2025-09-24T19:20:07+00:00</lastmod></url><url><loc>https://hertzherson.com/two-options-for-creating-a-charitable-legacy/</loc><lastmod>2025-09-24T19:06:21+00:00</lastmod></url><url><loc>https://hertzherson.com/a-family-business-owner-needs-both-an-estate-plan-and-a-succession-plan/</loc><lastmod>2025-09-24T19:22:38+00:00</lastmod></url><url><loc>https://hertzherson.com/a-quiet-trust-has-its-benefits-but-an-incentive-trust-may-be-a-better-option/</loc><lastmod>2025-09-24T19:30:38+00:00</lastmod></url></urlset>
